The Spruce

Two beds, two full baths, family-scaled. Rentable to two roommates without a fight over the bathroom.

Square feet: 882 sf
Bedrooms: 2
Bathrooms: 2
Footprint: 42' × 21'

ALL-IN TURN-KEY PRICE

$265,000

✓ Base build, foundation, on-lot utility runs
✓ Site prep, permits, design, standard finishes
– Town water/sewer tap fees — vary by town
– Major site issues (ledge, septic redesign) — quoted separately

📍 DROP THIS ON MY LOT →⤓ DOWNLOAD FLYER

STEP INSIDE

THE SPRUCE — RENDER + FLOOR PLAN.

Same proportions, same layout, same finishes you'd get on your lot. Matterport tour of the real build goes live after the first one's in the ground.

Rendering

882 SQ FT · 42′ × 21′

Floor plan

2 BED · 2 BATH

Want the immersive Matterport tour? We capture each model after final inspection. Lock your placement and we'll send the private tour link the moment it's live.

Lock + get on the list →

THE MATH

DOES THE THE SPRUCE CASH-FLOW?

Pick your financing path. Drag the sliders. Real numbers, real time. Figures are estimates — not a loan offer.

Down / equity15%

$39,750

Interest rate6.75%

Partner rate

Loan term30 yr

Rent per sf / month$2.25

NH typical $1.80–$3.50

Occupancy95%

long-term rental

Bangor Savings · ADU Loan

Construction-to-perm in one close. No second appraisal. Built specifically for ADU borrowers in NH + ME. Apply with one form through our intro.

Monthly payment

$1,461

Expected monthly rent

$1,885

Net cash-flow / month

+$424

Payback on down / equity

7.8 yrs

10-year net cash-flow

+$50,917

★ Bangor Savings ADU partnership

Pre-approved through our partnership program — typical close in 30-45 days from application. We make the intro when you lock your placement.